America's housing crisis demands innovative solutions like Industrialized Offsite Construction (IOC), which shifts construction to a product-based manufacturing model, delivering faster, cheaper, and more sustainable buildings. This allows subsidies to be applied directly to pre-engineered components, incentivizing wider IOC adoption and unlocking system-wide cost savings.

The Deposit Insurance National Bank of Santa Clara” sounds like a made-up business name from an SNL skit or perhaps a cheeky Sunday Night Football intro (like THE Ohio State University), but for much of the weekend this very real and unexpected FDIC receivership entity for the bank formerly known as SVB held the fates and near-term liquidity of over half of America’s start-ups in its hands.